1 Board of Directors; 2 Peer Comparison & Ranking of POLI Board of Directors Board Of Directors Board Of Directors [Ten directors with tenure > 15 yrs] Name Since Appointment Meir Wietchner 15 Yrs, 7 Mos Moshe Koren 32 Yrs, 7 Mos Dafna Schwartz - Oded Eran - Reuven Krupik - Efrat Peled - Yacov Peer - Amnon Dick - Imri Tov - Ido Stern - Peer Comparison & Ranking of POLI PEER COMPARISON: POLI IN INDICES Bank Hapoalim B.M. is a constituent of the following indices. Its market capitalisation is $13 billion and accounts for 10.8% of the combined MCap of the TA-25 Index. Index Name MCap of Index ($ b) POLI MCap as % of Index TA-25 Index 120 10.8 TA-100 Index 181 7.1 BUYSELLSIGNALS FUNDAMENTALS VALUATION RANKING: Bank Hapoalim B.M. vs Israel Market Out of 333 stocks in the Israel Market, Bank Hapoalim B.M. is ranked second(2) by Net Profit $, second(2) by Total Assets, third(3) by Market Cap in $ and Seventy-second(72) by EPS Growth YOY (%). Israel Avg POLI POLI Rank Net Profit $ 57.3 M 2 B 2 Total Assets $ 4.4 B 2 Market Cap $ 785.7 M 12.9 B 3 EPS Growth YOY (%) - 12.5 72 Yield (%) 2.8 4.7 90 Premium to 52-Wk Low (%) 27.3 31.3 152 ROA (%) 2.03 1.1 203 Discount to 52-Wk High (%) 2.7 1.5 334 Negative values are shown in brackets. Stock in Index and Stock in Sector Description POLI TA-25 Index % of TA-25 Index Banking & Investment Services Sector % of Banking & Investment Services Sector Net Profit $ 2 B 903.8 M 223.1 456.6 M 441.5 Total Assets $ 188.1 B 77.9 B 241.6 53.7 B 350.4 MCap $ 12.9 B 120.1 B 10.8 54.6 B 23.7 GLOBAL RANK [out of 47,149 stocks] AND RANK OF BANK HAPOALIM B.M. IN THE ASIA REGION [out of 26,193 stocks] Description Value Global Rank In Asia Region MCap ($) 12.9B 3,586 2,617 Total Assets ($) 178.5B 2,293 2,040 Net Profit ($) 1.4B 2,185 1,474 Return on Equity % 11.3 11,688 6,739 Yield % 4.8 5,719 2,642 PV1000 (1Year) $* 1,275 13,422 8,271 $* Change (1Year) % 11.9 15,532 9,329 * 1 year ago $1 = NIS 3.72 Jul 25, 2024: $ 1 equals NIS 3.65 RANK OF BANK HAPOALIM B.M. IN THE TA-25 INDEX [out of 19 stocks], IN THE ISRAEL MARKET [out of 351 stocks] AND IN THE BANKING & INVESTMENT SERVICES SECTOR [out of 32 stocks] Description Value In TA-25 Index In Israel Market In Banking & Investment Services Sector MCap (NIS) 47.2B 3 3 2 Return on Equity % 14.0 9 73 12 Yield % 4.7 6 107 19 PV1000 (1Year) NIS 1,272 5 109 11 LONG-TERM FUNDAMENTAL RANKING: 4 OUT OF 5 [5 is best] Bank Hapoalim B.M. is ranked number 2 out of 33 listed banking & investment services companies in the Israel with a market capitalization of NIS47.2 billion ($12.9 billion). It has a moderate relative ROE of 14.0% and ROA of 1.1%. The company paid a dividend of NIS1.09 in the last twelve months. The dividend yield is moderate at 4.7%. Finally, its earnings growth in the past 12 months has been a comparatively high 12.5%. Stocks are scored on a set of parameters reflecting fundamental analytical tools involving valuation, size and financial performance. They are ranked according to the average values of those parameters. The highest ranking is 5 and the lowest ranking is 1. 1 Tax & Dividend Tax & Dividend Average Income Tax Paid (Past 4 Years) In the past 4 years, Income Tax as % of profit before tax decreased from 42.6% to 34.9% and Income Tax as % of operating cash flow decreased from 31.1% to 13.2%. Description 2023 2022 2021 2020 As % of profit before tax 34.9 35.5 37.9 42.6 As % of operating cash flow 13.2 20.7 26.7 31.1 Dividend History In the past 3 years annual dividends have increased by 56.1 agorot from 110.7 agorot to 166.8 agorot. Based on a start date of 3 years ago, there has been one decline in dividends over the last 3 years. Date Paid Value ( agorot) Type 29 May 2024 57.94 Cash 18 Mar 2024 26.32 Cash 27 Nov 2023 24.98 Cash 23 Aug 2023 57.51 Cash Tr 12 Months 166.75 2022 - 2023 169.56 2021 - 2022 110.65